Our People - Michael Francis, Principal Advisor
Michael is a qualified accountant and holder of a Bachelor of Business degree from the University of Southern Queensland. He is a CERTIFIED FINANCIAL PLANNER ® professional and a Certified Practising Accountant (CPA – Specialist in Professional Financial Planning).
Michael gained a wealth of experience in public accounting with a Queensland country firm of public accountants, being a partner for nine years. He specialized in taxation and business planning in primary production and small business. The satisfaction gained from this lead to a desire to specialise in personal financial planning on a full-time basis, which resulted in Michael joining this practice in 1987 when it was Pembroke Financial Planners.
Michael has served on local committees over this period including:
- Australian Society of Certified Practicing Accountants;
- Financial Planning Association; and
- Australian Institute of Company Directors.
He is a partner in the Toowoomba Practice which has operated for 24 years and has been a Director of a previous dealership company the practice has operated under and is a founding Director of Byron Capital Pty Ltd.
Michael has attended three Berkshire Hathaway Annual General Meetings in Omaha since 2000 to listen to the legendary investors Warren Buffett and Charlie Munger. During these trips, he has visited other leading financial institutions and attended conferences in the United States to keep up to date with what is happening in overseas markets.
With over 20 years experience in this industry, he is regarded as one of the more experienced advisors in the industry. He specialises in providing comprehensive strategic planning and portfolio management advice to successful wealth accumulators and retirees.
Michael, along with the other founding partners, has been instrumental in the development of the practice as an independently owned group. The practice has a high quality consultant base that is continuing the values established by the founding partners more than 20 years ago whilst utilising modern technology to provide a timely and personal service.
His Academic and Professional Qualifications are:
- Bachelor of Business (B Bus) (University of Southern Queensland);
- CERTIFIED FINANCIAL PLANNER ® professional;
- Associate and Certified Practising Accountant - Member of the Australian Society of Certified Practising Accountants (CPA – Specialist in Professional Financial Planning);
- Fellow of the Australian Institute of Company Directors (FAICD);
- Authorised Representative No. 253544.